Source: Yiwu sourcing agent Author: Date: 2009-01-09
The maximum amount of provident fund loans to 600,000 yuan
The purchase of real estate down payment ratio to 30%
Reporters after Tao-fu
Recently, this reporter learned from the relevant channels, Yiwu has introduced the New Deal 15 property market, people wishing to further improve the real estate market regulation and control policies, a reasonable guide the housing consumption and housing development and construction, and promote healthy and stable development of the real estate market.
The industry generally in support of the New Deal, but also said that although the New Deal is good, the effectiveness of how the market yet to be tested.
News
Provident Fund loan to a maximum 600,000 yuan
It is learned that the "Yiwu Municipal People's Government on the promotion of healthy and stable development of the real estate market's views" (hereinafter referred to as "views") pointed out that Yiwu housing accumulation fund will relax their lending policy. Specifically, husband and wife duo the highest amount of housing accumulation fund loans from 500,000 yuan to 60 million; workers first payment of housing purchases of goods increased from 40% to 30%, the maximum loan ratio from 60% to 70%.
Since the "opinions" issued until December 31, 2009 only, Yiwu ordinary consumers to buy houses (144 sq m, including and second-hand housing), are in the process of housing all the C of E, according to buy by side the deed tax revenues paid into the local system gives full subsidies; At the same time, the scope of the city's sale of personal ordinary housing, and procedures for the transfer of property rights will be required to sell to pay sales tax, personal income tax revenue is divided into parts of the local system give full subsidies.
The per capita housing construction area of 41.86 square meters lower than the family, whether or not the use of bank or fund the loan to buy the second set of the ordinary since the housing, can once again enjoy the first set of preferential policies from the housing loans. A family for over 18 years of age and children not yet in employment since the purchase of the second set of ordinary housing, will be able to cf housing loans since the first set of policy implementation.
In addition, the "Opinions" also introduced a number of good real estate developers policy. Such as clear on real estate development enterprises in accordance with the minimum corporate income tax for real estate development projects before the completion of the pre-sale revenue, according to the state's tax policies and regulations of the minimum standards expected profitability to the enterprise income tax ; relaxed the construction project started completion deadline and the new price to sell land to pay for the period, and allows developers to put the building of civil air defense holdover fees; adjustment of real estate collateral, such as the right to registration.
Industry comments
Short-term effect remains to be seen
Developers have a substantial positive
For the "Opinions", Yiwu City real estate manager Jindian Fangxing that, on the surface of the "opinions" on the market demand to stimulate the terms are not many, but because of the previous national support policies related to the property market in Yiwu has been implemented In fact, "Opinion" to further expand the range of favorable policies, more substantial relief a lot of taxes and fees.
He also said that these policies in stimulating self-occupation-based needs of buyers, but also conducive to the implementation of the purchase behavior of investors, because of national policies introduced previously, the current investors in the purchase cost has been reduced, compared to the past, if the property market again improved its return on investment will be greater.
Yiwu City Real Estate Information Department of Kim Tong Fu just that the person in charge on the theory that the "opinions" is conducive to stimulating the market demand, but because of the current crisis-affected, Yiwu most real estate buyers are in a tense stage funds, and the this year's macro-economic expectations are not optimistic about the wishes of buyers is not high, for buyers to develop the relevant provisions of fear in the short term difficult to significantly boost the market demand.
"New Deal" introduced after the current second-hand housing market, Yiwu number of showings have not significantly increased. He said that as the financial crisis still affecting buyers Yiwu's "wallet index", so in the end whether the policy can Yiwu market in the new year pick up, remains to be seen.
It is worth noting that the "Opinions" also introduced a five direct support the terms of the real estate developers. In this regard, Fangxing believes that these policies and the previous national policies introduced basic ideas consistent policy to help in the capital, the progress of transfer payments to the developers of greater support and is conducive to stability and to Yiwu Housing the healthy development of the real estate industry.
Fu has also held that the "opinions" for real estate developers to develop tax incentives, relaxation of opening, the completion of the terms of deadlines, and constitute a real good developers.
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